I also just discovered that Quicken has an Online bill pay service for $9.95 a month. Contact your bank to learn more about how it handles online bill payments.' Some banks wait until the payment’s due date before withdrawing funds, some process the payment on the same date you submit it, and some choose a date in between. 'Each bank handles online payments differently. Enter the payment amount and any notes you want to be submitted with the payment, then click “Continue” to proceed. Enter a category for the transaction or click the “Add Split” button to split the transaction and assign multiple categories.
As long as you enter a date that is no earlier than the default, iBank will ensure that the payment is received on or before the date you enter. By default, iBank shows the earliest date for which your bank can guarantee delivery.